BENEFITS FOR STATE EMPLOYEES

Show Me What’s

Covered.

Your state benefits are a strong foundation. This is where you add the coverage that protects your paycheck if life doesn’t go as planned — accident, illness, and disability protection, chosen by you, in about 10 minutes.

Start My Enrollment → Talk to an Enroller
BENEFITS FOR STATE EMPLOYEES

Show Me What’s

Covered.

Your state benefits are a strong foundation. This is where you add the coverage that protects your paycheck if life doesn’t go as planned — accident, illness, and disability protection, chosen by you, in about 10 minutes.

Start My Enrollment → Talk to an Enroller
Enroll Now →
Choose your coverage

Built to fill the gaps your core plan leaves open

Pick only what fits your life — nothing is bundled, and nothing is required.

Dental

Get essential preventive care, lowering your costs for other procedures, and maintaining your overall wellbeing.

Accident

Only full-time, benefit-eligible employees can enroll. Check your eligibility on the confirmation screen when you start.

Critical Illness

A lump-sum payment on diagnosis of heart attack, stroke, or cancer — use it for treatment, travel, or bills at home.

Hospital Indemnity

A daily benefit for each night in the hospital, to offset costs your major medical plan doesn’t fully cover.

Short-Term Disability

Replaces a portion of your paycheck if illness, injury, or a qualifying leave keeps you out of work.

Whole Life

Affordable, portable coverage for you — guaranteed issue for you, your spouse, and your child.

How it Works

Three steps, no paperwork pile

Every benefit-eligible state employee can enroll or make changes during this window. Here’s the whole process.

1

Confirm you’re eligible

Only full-time, benefit-eligible employees can enroll. Check your eligibility on the confirmation screen when you start.

2

Review your options

See plain-language summaries of each voluntary benefit, what it costs per paycheck, and who it’s built for.

3

Enroll before the deadline

Submit your elections online, or on the phone with a licensed Worksite Innovations enroller — your choice.

Common questions

Before you enroll

No. Voluntary benefits are entirely optional.
If you don’t take action, your current elections carry forward unless you’re a new hire, in which case no action means no voluntary coverage.

Premiums are deducted directly from your paycheck, so there’s nothing to pay out of pocket or track separately.

Yes — Accident, Critical Illness, Hospital Indemnity, and Whole Life all offer dependent coverage options during enrollment.

Absolutely — every state employee can schedule a short call with a licensed Worksite Innovations enroller who can walk through your options with you.

Still deciding? We’ll walk through it together.

Free, no-pressure calls with a licensed Worksite Innovations enroller — most take about 15 minutes.

Schedule a Call Email Us