Ci-heading
       
 
Questions

Criticalillness_off

Quote

Rates-off
 
FORMS
Bullet  Wellness Claim Form
Bullet  Employee Change Form
Bullet  Enrollment Form
Bullet  Payroll Deduction Form
Fax all forms to (573) 896-9971
 
Contact Us
 
Home
| Benefitc1
|
Benefitc2
|
Benefitc3
|
Addbenefits
|
Examples
   
 
CANCER - HEART ATTACK - STROKE
 
 
When you think about your family have any of them experienced a heart attack, stroke, kidney failure, or life-threatening cancer? If you answered yes, then you understand the emotional and financial impact a critical illness can have on your hard-earned savings.

Today, advancements in medical technology can mean an increase in the chances of surviving a critical illness or living with a critical illness for months, perhaps even years. Are you or your family financially prepared in the event you survive a critical illness?
 
     
WHAT YOU GET
 
Your choice of a Low Option - $5,000, Median Option - $10,000, or High Option $15,000 basic benefit amount.
 
The maximum amount payable by AWD for each of the Categories 1, 2, and 3 is 100% of the basic benefit amount.
 
Benefits paid directly to you unless you assign them to someone else.
 
Individual, spouse, and child(ren) coverage is available. Spouse and child(ren) basic benefit amount is 50% of the covered person.
 
Portable coverage. If you leave the company or employment is terminated, you can continue coverage as long as premiums are paid to Allstate Workplace Division.
 
Coverage that does not replace your other group medical benefits. Instead, it is designed to supplement.
 
     
 
Group critical illness coverage only provides benefits as defined, or other optional benefits described in your certificate. The amount paid for each illness listed in Categories 1, 2, and 3 (except Coronary Artery By-Pass Surgery, Alzheimer’s Disease, and Carcinoma in Situ) is at 100% of the basic benefit amount. Coronary Artery By-Pass Surgery, Alzheimer’s Disease, and Carcinoma in Situ are at 25% of the basic benefit amount. No more than $5,000 is payable in each category for the Low Option, $10,000 for the Median Option, and $15,000 for the High Option.
 
       
Allstate* Workplace Division is the marketing name used by American Heritage Life Insurance Company (Home office: Jacksonville, FL), a wholly-owned subsidiary of The Allstate Corporation. © 2006 Allstate Insurance Company. All products are underwritten by American Heritage Life Insurance Company (Home office: Jacksonville, FL).
419 E. High Street | Jefferson City, MO 65101 | FAX: 573-896-9971